“For regular working people”
Thanks Derry Brown for helping us build our wealth plan. Wealth planning was something unfamiliar to us and it felt quite intimidating because we thought it was only meant for wealthy people. Through your welcoming attitude, guidance, and expertise, we realised it’s also for regular working people like us who are striving for a comfortable retirement. You made the process simple, approachable, and truly eye-opening. We are grateful to now have a clear direction and meaningful goals to work towards.
Trusted by over 2000 Kiwi investors
Your pathway to retirement wealth
Your Wealth Plan is the first step on the Opes Wealth Pathway. It’s a clear, personalised strategy to help you grow your wealth and build the retirement you want.
No pressure. No cost. No obligations. Just a 60-minute planning session with a registered Financial Adviser.
Not sure how to get started with property investing? You’re not alone.
Most Kiwis want to retire comfortably.
But they don’t have a plan to get there.
They’ve worked hard. Paid off a chunk of their mortgage. Built up equity in their home.
But often, that equity just sits there.
They know investment property could be the answer. But the process feels overwhelming. Where do I start? Can I afford it? Who do I trust?
So nothing happens. Not out of laziness: out of uncertainty.
That’s exactly why we created the Wealth Plan. It’s a no-pressure way to get expert advice, understand your options, and finally get a clear path forward.
You bring the goal. We bring the plan.
A simpler way to invest in property.
If you’re like most Kiwis, you’re not getting into property because you love real estate.
You’re doing it because you want freedom. Security. A better future.
But it’s hard to know where to start. Maybe you’re unsure you can afford it. Maybe you’re worried about making the wrong move. Or maybe you just don’t have time to figure it all out on your own.
That’s where Opes comes in.
We make property investment simple, clear, and achievable - especially if you’re doing it for the first time.
We don’t just recommend properties to you. We help you:
- Set a long-term strategy tailored to your goals
- Choose high-performing, low-maintenance new-builds in strong rental areas
- Get the mortgage, find good tenants, manage the property, and sort the taxes
- Use data, education, and advice to help you understand your options
- Avoid costly mistakes by dotting the i’s and crossing the t’s from day one
And we do it all at no direct cost to you.
If you choose to buy a property through us, we get paid by the developers. But we don’t just work with anyone. Every property we recommend has to meet our 23-step criteria; we turn down more than we accept.
What drives us
We help Kiwis successfully invest in property to get ahead and create wealth. This gives you freedom and choices.
“We felt empowered”
We first met Opes Partners at a seminar and really valued their education they provided to people. We purchased their Wealth-plan book which was so easy to read and understand. We then had our first Wealth Planning meeting. Kathy was our advisor, she made us feel excited, empowered us and showed us what was possible. We had previously been turned away from other companies and made to feel like our dreams were not a reality. Kathy did the numbers, got us in touch with the right people and a few weeks later we were purchasing our first investment property. If it wasn't for Kathy and the team at Opes we wouldn't be where we are today. We are truly grateful.
Start with a personalised Wealth Plan.
Your Wealth Plan is a real, personalised financial plan you can implement.
It’s not a seminar or a scripted pitch.
It’s a one-on-one session with a registered Financial Adviser, built around your numbers, your goals, and your timeline.
Together, you’ll create a clear, step-by-step strategy for using property to grow your wealth. Even if you’re not ready to invest yet, it’s the best way to understand your options and get a plan in place.
What’s included in your Wealth Plan
You’ll walk away with a 20+ page PDF outlining:
- Where you are now
- Where you could be in 15–20 years
- What kind of property could help you get there
- A timeline for building your portfolio based on your goals and what you could potentially afford
- Clear next steps (even if you’re not ready to invest yet)
The whole thing is designed with you and the adviser you choose. You create it in your planning session. It’s yours to keep. No strings attached.
“Very honest”
We met with Dennis from Opes Partners and were really impressed. He came prepared, asked great questions, and helped us get clear on where we are now and what we’re aiming for. We learned a lot from him. In the end we decided that buying an investment property isn’t the right move for us right now, but Dennis made the whole process easy to understand and never pushed us. Highly recommend him for honest, thoughtful guidance.
“No pushy sales talk”
Derry took us through the process of creating a wealth plan to get pretty clear figures on what we had to do in the next 20 years to have enough money for a comfortable retirement. Every step of the way he listened, understood our needs and preferences. There was no pushy sales talk. I felt that the process was truly that. Going though all the factors to make sure the decision was the right one.
Your Wealth Plan is just the beginning.
If property investing is right for you, the next step is the Opes Wealth Pathway: the process we've refined over 10+ years with thousands of Kiwi investors, built to take you from "I think I could…" to "I actually did."
Most of the important work happens before a property is even built. Because you're buying off the plans, getting things right early makes everything smoother down the line.
Once your Wealth Plan is in place, the next step on the Opes Wealth Pathway is choosing a property that fits. Here's how it works:
Opes Wealth Pathway
You are here
Financial Freedom
Review and repeat at least once a year
Step 1. Create Your Wealth Plan
Everything starts with a one-on-one strategy session.
In this free, 60-minute meeting, you’ll sit down with a Financial Adviser to map out your goals, assess your financial position, and explore what’s possible.
You’ll leave with a personalised Wealth Plan that shows how property could help you build long-term wealth.
Step 2. Find Rent Ready Properties
With your Wealth Plan in hand, the next step is to look at real investment opportunities.
In this one-hour session, you’ll review a shortlist of Rent Ready™ properties that match your goals, timeline, and financial plan.
You’ll compare cashflow forecasts, weigh up returns, and get clear on which property (if any) is the right next move.
Step 3. The Detail Dive
Once you’ve chosen a property, it’s time to dive into the details. This phase brings your plan into focus and helps confirm whether this opportunity is the right fit.
You’ll get your mortgage approved, check the contract, complete a site visit, and much more.
This phase typically takes 2 - 3 weeks and ends with you going unconditional on the property. At that point, the property is locked in (even though it’s not built yet).
Step 4. The Smooth Setup
This is where your plan starts becoming reality. From the moment you go unconditional, we help guide you through the setup process all the way to settlement.
You’ll work with a network of professionals to get everything in place: lending, legal structures, valuations, insurance, and more. It can take a few weeks or several months, depending on the build timeline.
We stay alongside you throughout, keeping things on track, chasing documents, and making sure nothing falls through the cracks.
Step 5. The Background Wealth Builder
Once your property is built, settled and rented, the real work begins: building long-term wealth.
This step is all about maintaining momentum by managing your property, staying on top of cashflow, refining your strategy, and getting support when things (inevitably) change.
You’ll keep working with your Financial Adviser and have access to a wider team.
Not a shortcut. A strategy.
You can build wealth by making smart, realistic moves over time. It starts with a plan and the right support.
“Make it very easy”
Opes make it very easy - supporting you the whole way through the process from find a potential property, to completing your due diligence, regular updates throughout construction, settlement and finding a tenant.I wouldn't hesitate to recommend Opes to anyone who was interested in purchasing a new build investment property.
“Analysis paralysis”
Melissa and I had been looking into investment property for years but were stuck in “analysis paralysis.” Lance was incredible to work with - he really listened, took time to understand our goals, and guided us without pressure. Once we moved forward, Sophie supported us through the process and was just as outstanding - answering questions quickly and helping us go unconditional on our Christchurch property with confidence.We couldn’t recommend Lance, Sophie, and the OPES team highly enough. Their guidance has given us the confidence and direction to build a secure future for our family.
You don’t just get a plan. You get a team.
We help you build wealth through property by surrounding you with the right people at every step.
This isn’t a one-person operation or a single adviser trying to do it all.
It’s a full-service group of specialist teams, each focused on a different part of the journey. They know how to work together. They know how to move fast. And they know what property investors need to succeed.
Whether you need lending, legal structures, property management, or tax support, there’s a team for that. You can use one Opes service, or all of them. It depends on what you need and how involved you want us to be.
Here’s who helps make it happen:
Your Financial Adviser
This is your go-to person, there with you the whole way. They help you set goals, understand your numbers, and build a plan that fits your goals.
If investing is the right next step, they’ll recommend properties that align with your Wealth Plan. They’ll also keep working with you to treat it as part of a long-term strategy, not just a one-off purchase.
Your Wealth Plan is delivered by a licensed Financial Adviser from Opes Partners.
Your Real Estate Agent
Once a property has been recommended, your real estate agent helps you delve into the details. They’ll guide you through the contract, manage the paperwork, and make sure everything’s in order for settlement.
This service is provided by Opes Property, a licensed real estate agency that works with developers to bring quality projects to market.
Your Mortgage Adviser
Your mortgage adviser helps you get lending sorted and structured for long-term growth.
This service is delivered by Opes Mortgages, who work with more than 20 lenders across New Zealand.
Your Accountant
You’ll need the right tax setup and structure to support your investment.
Opes Accounting offers flat-fee accounting tailored to property investors.
Your Property Manager
Once your property is built and tenanted, your property manager keeps everything running smoothly.
Opes Property Management supports landlords nationwide with tenant management, maintenance and long-term care.
Opes+
Opes+ is a free app that pulls everything together. You can test strategies, forecast cashflow, and track your progress as your portfolio grows.
Ready to make your plan?
Start with your free Wealth Plan, then decide if the Opes Wealth Pathway is right for you.
This is for people serious about their financial future
Not sure if you’re ready? That’s what the plan is for.
You don’t need to be ready to buy tomorrow. In fact, many of our customers weren’t when they started.
But you do need to be serious about your future.
Here are some signs the Opes Wealth Pathway is right for you:
- You own your own home with at least $120K usable equity
- You want to build wealth for retirement (and maybe help your kids, too)
- You’re open to new builds in major centres
- You prefer data over opinions and plans over guesswork
- You’re keen to have a Financial Adviser guide you through a "done-for-you" service for a hands-off investing experience.
It might not be for you if:
- You want to do it all yourself and browse Trade Me for deals
- You’re not keen on working with a Financial Adviser
- You want to renovate an old villa and flip it
- You’re chasing overnight success
Don’t take our word for it.
Here’s what the numbers (and our clients) have to say:
- 1 in 3 people who complete a Wealth Plan go on to invest
- Over 30,000 Kiwis use our Opes+ app to model their returns and plan their future
- And many discover they’re far closer to investing than they thought
“A clear path to achieving my financial goals”
I entered the meeting feeling extremely nervous, but I emerged motivated, excited, and with a clear path to achieving my financial goals and building my property portfolio.
“Fear to clarity”
I entered the meeting feeling extremely nervous, but I emerged motivated, excited, and with a clear path to achieving my financial goals.
“They hold your hand”
Cannot recommend the team at Opes more highly. Have been looked after by Kathy, Liv and Andrew at various points and have had all the scary and complicated parts of starting the property investment process taken out of the equation. The team hold your hand through it all and make it so simple. We opted for the path of least resistance and just used all the companies affiliated with Opes and while this is definitely not my style normally (research, research, research, compare reviews and prices, agonise over decisions), I can say that everyone we have dealt with has been professional, friendly and fantastic. They have complied a great team, a seamless system, and we are just so glad we didn't try to do it by ourselves.
Start with your free Wealth Plan. No pressure, no obligations.
Just expert advice and a clear next step.
Still got questions? We’ve got answers.
FAQs
Here’s what to expect when you book
Before your session
- You’ll complete a quick Fact Find with your financial info
This helps your adviser turn up ready to go so you can focus on your specific goals, not the admin.
- We’ll send you our Investment Guide to read
It walks you through the 10 key decisions that shape your Wealth Plan, so you can get more out of your session.
- If you have a partner, they need to come too
You’re likely building shared wealth, and often investing together, so it’s important you’re on the same page.
Based on years of experience, we’ve found that investors who take these steps are more likely to succeed. That’s why these 3 steps are compulsory.
During your session
- You’ll meet with your chosen Financial Adviser over Zoom or in person
- They’ll walk you through your numbers, goals, and options
- You’ll create your personalised Wealth Plan together
- You’ll have time to ask questions, clarify assumptions, or just listen
After your session
- You’ll get the full Wealth Plan to keep. You can even edit it yourself in Opes+.
- You’ll have a clear sense of what’s possible, and whether property investment is right for you.
- If you’re ready to move forward to the next step in the Wealth Pathway, we’ll show you how. If not, that’s totally fine too.
Let’s build your future, one step at a time
If you’re serious about building wealth for the future, the first step is understanding what’s possible.
We’ll help you do that with a free Wealth Plan, expert advice, and no pressure to act until you’re ready.
Choose your adviser. Book a time. Take that first step.