Secure the money to invest & achieve your property dreams

We specialise in helping property investors get mortgages and grow their portfolios.

Talk to an adviser

There are a few ways we can help you

No matter where you are in your property investment journey, we've got a service for you
  • Opes Mortgages Kylie and Eleanor and Jen min

    Get investment ready

    If you're not ready to buy yet, we'll guide you through the steps to purchase your first investment property.

  • Opes Mortgages Anna and Jason 5 min

    Get a mortgage

    You're ready to invest! We can get stuck in and help you get that mortgage.

  • Opes Mortgages April and Jen 3 min

    Refinance and restructure a mortgage

    You have a fixed rate you need to change or you want to pay off your mortgage faster.

  • Opes Mortgages Anna and Jason min

    Get insurance

    Even successful investors face rainy days. We can organise the right insurance for you.

Why should I use a mortgage adviser?

A skilled mortgage adviser makes getting a mortgage easy. They tailor your application to fit bank policies, not only securing approval but also the best terms. This personalised service and financial expertise is something you won't find by going directly to a bank.

A good mortgage adviser should:

  • Massage your mortgage application to present you in a better position than if you went to the bank directly
  • Tell you if you need to reduce your credit card limit so the bank will approve your lending application
  • Move your mortgages between the banks to free up equity so you can borrow more
  • Change your loan terms so your income looks better to the bank, or if needed
  • Consolidate your short-term consumer debts into your home mortgage so you get the bank’s tick of approval.

Each bank has a 20+ page lending policy document dictating how they assess your mortgage application.

A good mortgage adviser won’t just know the policies, they’ll help you adapt your application so it fits the bank’s policies.

This is why choosing a mortgage adviser offers a significant advantage over going directly to a bank.

Mortgage Adviser


We get paid by the lender

Opes Mortgages

  • Find the lender that works for you
  • Set up your mortgage the right way
  • Adapt your application to meet lender’s criteria
  • Specialised in property investment
  • Work directly with Opes Partners investors

What does it cost to work with Opes Mortgages?


Working with an adviser from Opes means you'll pay nothing for the service. 

The bank will pay them a commission based on the value of the mortgage.

I can use any mortgage adviser, why would I use Opes?

  • 95% of the time there's no cost

    There's no cost to meet with us. And most of the time we get paid by the bank. So there's often no charge. On the off chance there is a cost, we'll let you know well in advance. No surprises.
  • More likely to get your mortgage approved

    Working with an adviser gives you a better chance of getting your application approved because we know what lenders are looking for.
  • We specialise in working with property investors

    As you grow a portfolio it gets harder to get more lending. Because we mainly work with property investors we can help you continue to grow.
  • Personalised financial advice

    We assist in creating a long-term financial plan that aligns with your mortgage goals, helping you understand how your mortgage fits into your overall financial picture.
  • Access to exclusive deals

    We have relationships with 26 lenders to access exclusive or non-advertised mortgage deals and rates that are not available directly to consumers.
  • Continuous support and guidance

    We offer ongoing support and guidance throughout the entire mortgage process, from application to closing, and even after for any refinancing or additional financial needs.

What's it like working with Opes Mortgages?

Here's what our clients have to say

Frequently Asked Questions

Request a call with a mortgage adviser from Opes Mortgages

Here's what will happen next

Once you submit this form, we'll give you a call to discuss whether we can help you get the money to invest. This will take roughly 10 minutes.

1. A team member from Opes will be in touch to see if working with a mortgage adviser is the right fit for you.

2. You'll be paired up with a mortgage adviser that is best suited for your situation.

3. This is where the fun begins, you'll start the mortgage application process.