EP: 2454•31 May 2026

23 Years of Property Advice in 17 Minutes⎟Ep. 2454

About this episode

Andrew bought his first property at 19. Now, after 23 years in the game and 43 properties later, he’s sharing the lessons most investors only learn the hard way.

In this episode, Ed puts Andrew in the hot seat ... unpacking the strategies that worked, and what really matters when building long-term wealth through property.

You’ll learn:

What Andrew actually looks for when buying an investment property
The advice Andrew gives clients that he doesn’t follow himself
Whether the classic NZ property strategy still works in an era of higher interest rates

Property investing isn’t about copying someone else’s exact strategy. The key is understanding the principles behind the decisions ... not just the tactics.

Start your path to financial freedom with a detailed financial plan for $0

Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.

Ok, now for the legal bit:

The Property Academy Podcast is for your general information. It’s not financial advice.

So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong.

Make sure you do your own research or talk to a financial adviser before making any investment decisions.

Related podcasts in this series

EP: 2453
30 May 2026
They Arrived In NZ With Two Bags Of Clothes … Now They Own Two Properties⎟Ep. 2453
Seb and Laura arrived in New Zealand with just two bags of clothes. Less than a decade later, they own two properties – with plans to grow to five.
In this Case Study Sunday, the couple share how they went from starting over as immigrants to building a property portfolio through disciplined budgeting, structures systems, and an incredibly detailed approach to tracking their money.
You’ll learn:
- How these investors went from moving to NZ with just 2 bags of clothes … to now owning 2 investment properties
- The insane amount of time it took them to pay off a $60k revolving credit
- What they’d do differently if they started again
Main lesson? Building wealth doesn’t always come from huge incomes or perfect timing. Sometimes it’s the consistency that creates momentum over time.
Inspired by today's case study? Find out if you can afford an investment property with our quick quiz.
They Arrived In NZ With Two Bags Of Clothes … Now They Own Two Properties⎟Ep. 2453
EP: 2452
29 May 2026
The Tax Rule Most Investors Get Wrong⎟Ep. 2452
Donald Trump reportedly used a US$916 million tax loss to avoid paying federal income tax for years.So… could a New Zealand property investor do the same thing?
In this episode, Ed and Andrew break down how tax losses actually work in New Zealand property investing, and the common misunderstandings that trip investors up.
You’ll learn:
- How rental property tax losses can reduce future taxable income
- Why Trump-style tax strategies don’t really work the same way in NZ
- What actually happens to accumulated tax losses when properties are sold
Main idea? Tax losses can absolutely be valuable, but they’re far more limited than most investors realise.
Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.
The Tax Rule Most Investors Get Wrong⎟Ep. 2452
EP: 2451
28 May 2026
Retired At 29 How She Actually Did It⎟Ep. 2451
Simran Kaur achieved financial independence at just 29 years old. Then… she realised retirement wasn’t what she expected.
In this episode, Ed and Andrew sit down with the founder of Friends That Invest to unpack how she built enough wealth to retire early, and why retirement lasted less than a week.
You’ll learn:
- How this Kiwi investor built wealth and retired at 29
- What her 60 years of retirement REALLY looks like
- The surprising thing she learned about retirement that no one ever tells you
Main lesson? Financial freedom isn’t just about escaping work, it’s about having enough flexibility to choose how you spend your time. Reaching the number is one thing… figuring out what comes next is something completely different.You can follow Simran and check out her free budgeting tools, podcast, and investing resources at friendsthatinvest.com.
Want to find out how much you'll need to save each week until retirement? Use our retirement calculator to find out.
Retired At 29 How She Actually Did It⎟Ep. 2451
EP: 2450
27 May 2026
OCR Holds – But Interest Rates Could Still Rise⎟Ep. 2450
The Reserve Bank kept the OCR at 2.25% … but the real story was hidden inside the forecasts.
In this episode, Ed and Andrew unpack the Reserve Bank’s latest projections for inflation, the OCR, unemployment, and house prices – including why interest rates could rise faster than previously expected.
You’ll learn:
- What the Reserve Bank announced
- Interest rate predictions … and how expensive your mortgage could get
- When the Reserve Bank thinks the price of petrol will get back to normal.
The big question now? If inflation keeps rising because of global oil prices – while New Zealand’s economy stays weak – what exactly is the Reserve Bank supposed to do next?
Want to stay ahead of the financial game with our exclusive Interest Rate Insight Report, tailored just for you. Each month you’ll receive the latest interest rates and predictions straight to your inbox.
OCR Holds – But Interest Rates Could Still Rise⎟Ep. 2450

23 Years of Property Advice in 17 Minutes⎟Ep. 2454

About this episode

They Arrived In NZ With Two Bags Of Clothes … Now They Own Two Properties⎟Ep. 2453

The Tax Rule Most Investors Get Wrong⎟Ep. 2452

Retired At 29 How She Actually Did It⎟Ep. 2451

OCR Holds – But Interest Rates Could Still Rise⎟Ep. 2450