EP: 2496•12 Jul 2026

Do I Now Regret Buying 3x Properties in NZ⎟Ep. 2496

About this episode

I bought 3 investment properties right at the top of the market. Then house prices fell. So, do I regret it?

In this episode, Ed puts his own property portfolio under the microscope and answers the question many investors have asked themselves over the last few years.

You'll learn:

Whether Ed regrets buying 3 properties near the market peak
The maths he uses to stay focused during market downturns
The 7-question framework that can help determine whether property investing is right for you

The biggest factor isn't whether you bought at the perfect time. It's whether your investment strategy matches your risk tolerance and how long you're prepared to hold.

Try out the Opes Long Term Growth calculator for yourself.

And try out Ed's Risk Quiz here.

And if you want to talk to one of our mortgage advisers, just reach out to ⁠⁠⁠⁠⁠⁠Opes Mortgages⁠⁠⁠⁠⁠⁠ for a free meeting.

Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.

Ok, now for the legal bit:

The Property Academy Podcast is for your general information. It’s not financial advice.

So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong.

Make sure you do your own research or talk to a financial adviser before making any investment decisions.

Related podcasts in this series

EP: 2495
11 Jul 2026
We Moved Overseas... And Kept Both Houses⎟Ep. 2495
They moved to the UAE.An overseas move changed their property journey in a completely different direction.
In this Case Study Sunday, Bridget shares how two owner-occupied homes became part of a long-term investment plan. You'll learn:
- How two owner-occupied homes became investment properties
- What it's really like managing two rentals from overseas
- How Bridget and her partner are working towards buying a third property
The best investment plan isn't always the one you started with. It's the one you adapt as life changes.
And if you want to talk to one of our mortgage advisers, just reach out to ⁠⁠⁠⁠⁠Opes Mortgages⁠⁠⁠⁠⁠ for a free meeting.
Inspired by today's case study? Find out if you can afford an investment property with our quick quiz.
We Moved Overseas... And Kept Both Houses⎟Ep. 2495
EP: 2494
10 Jul 2026
Think Your House Is Worth More Think Again⎟Ep. 2494
Think your property is worth more than it really is? That mistake could stop your next mortgage application before it even gets started.
In this episode, Ed and Andrew explain why so many investors overestimate their property's value, how it affects your borrowing power, and the simple check to make before you walk into the bank.
You'll learn:
- The one mistake that can kill your mortgage application
- Why investors often overestimate their property's value
- The one thing to do before applying for your next loan
Guessing your property's value is easy. Knowing what the bank thinks it's worth is what really matters.
And if you want to talk to one of our mortgage advisers, just reach out to ⁠⁠⁠Opes Mortgages⁠⁠⁠ for a free meeting.
Looking to calculate and compare your mortgage repayment options? Use our mortgage calculator to find out your potential monthly payments.
Think Your House Is Worth More Think Again⎟Ep. 2494
EP: 2493
9 Jul 2026
This Is Exactly How I Manage My Money Now⎟Ep. 2493
Most people have one bank account for everything.Ed used to have five. Now he does it differently.
In this episode, Ed and Andrew compare the famous Barefoot Investor bucket system with how they actually manage their money today ... and what really matters when setting up your bank accounts.
You'll learn:
- A simple way to set up your bank accounts to manage money better
- How real property investors organise their bank accounts in 2026
- What the science says about managing your money well
Big lesson here? There's no perfect bank account setup. The best system is the one you'll actually stick to.
Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.
This Is Exactly How I Manage My Money Now⎟Ep. 2493
EP: 2492
8 Jul 2026
OCR Rises 0.25% – Here's the Real Cost to Your Mortgage⎟Ep. 2492
The Reserve Bank just lifted the OCR.So what does that actually mean for your mortgage?
In this episode, Ed and Andrew unpack the latest OCR decision, why the Reserve Bank made the move, and what it means for interest rates in the months ahead.
You'll learn:
- What the Reserve Bank's latest OCR decision means
- How much your mortgage rate could change
- The interest rate discounts investors are getting right now
An OCR change makes headlines. But what really matters is how it flows through to the rates you'll actually pay.
And if you want to talk to one of our mortgage advisers, just reach out to ⁠⁠⁠⁠⁠⁠Opes Mortgages⁠⁠⁠⁠⁠⁠ for a free meeting.
Looking to calculate and compare your mortgage repayment options? Use our mortgage calculator to find out your potential monthly payments.
OCR Rises 0.25% – Here's the Real Cost to Your Mortgage⎟Ep. 2492

Do I Now Regret Buying 3x Properties in NZ⎟Ep. 2496

About this episode

We Moved Overseas... And Kept Both Houses⎟Ep. 2495

Think Your House Is Worth More Think Again⎟Ep. 2494

This Is Exactly How I Manage My Money Now⎟Ep. 2493

OCR Rises 0.25% – Here's the Real Cost to Your Mortgage⎟Ep. 2492