EP: 2416•23 Apr 2026

He’s 63, Has $265K… and No Home – Is It Too Late⎟Ep. 2416

About this episode

He’s 63, divorced, renting… with $265K to his name. Is it too late to turn things around?

In this episode, Ed and Andrew break down a real listener’s situation – walking through the numbers to figure out whether he can still buy a home, or if renting is actually the better option.

You’ll learn:

Whether buying a home at 63 is still realistic
What retirement could look like if he rents vs buys
The practical options if you feel like you’ve “left it too late”

The key takeaway? It’s not always about owning your home, it’s about making your money last.

Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.

Ok, now for the legal bit:

The Property Academy Podcast is for your general information. It’s not financial advice.

So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong.

Make sure you do your own research or talk to a financial adviser before making any investment decisions.

Related podcasts in this series

EP: 2415
22 Apr 2026
The Risk Most Landlords Don’t Think About⎟Ep. 2415
A property manager stole $869,000… and until now, there’s been very little stopping it.
In this episode, Ed and Andrew break down the new rules being proposed for property managers – and why the government is stepping in to bring more oversight to an industry that handles billions in rent each year.
You’ll learn:
- The new laws coming for property managers
- The real cases that exposed major gaps in how rent and bond money are handled
- The key changes designed to protect landlords
This isn’t about punishing good property managers, it’s about lifting the standard across the whole industry. Soon, it’ll likely be much easier to tell who’s running a professional operation… and who isn’t.
Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.
The Risk Most Landlords Don’t Think About⎟Ep. 2415
EP: 2414
21 Apr 2026
Townhouses Are Everywhere… But Are They the Problem⎟Ep. 2414
Are townhouses actually crashing house prices in New Zealand… or is that just the story people want to believe?
In this episode, Ed and Andrew break down the “oversupply” narrative – using real data to show what’s really happening in the property market.
You’ll learn:
- Whether townhouses are really driving house prices down
- If New Zealand has actually built too many homes – or if that’s a myth
- Why some properties are sitting unsold (and what they all have in common)
The key takeaway? It’s not a “too many houses” problem, it’s a pricing and product problem. The right properties in the right locations are still selling.
The market isn’t broken… It’s just adjusting.
Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.
Townhouses Are Everywhere… But Are They the Problem⎟Ep. 2414
EP: 2413
20 Apr 2026
Nobody Warns You About This Bank Change⎟Ep. 2413
Everything’s going well… you’ve got a few properties… then suddenly the bank says: “You’ve been moved to commercial.”
In this episode, Ed and Andrew explain what actually happens when investors cross that line, and why it’s not always as bad as it sounds.
You’ll learn:
- The 4 triggers that can push you into the commercial side of the bank
- What really changes (and what doesn’t)
- The hidden upside... and why some investors actually prefer being assessed commercially
Getting moved to the commercial team doesn’t automatically mean higher rates, but it does mean your lending is being looked at differently. By understanding thresholds and using the right strategy, you can still maintain control and reduce costs.
Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.
Nobody Warns You About This Bank Change⎟Ep. 2413
EP: 2412
19 Apr 2026
7 Signs You’re About to Buy the Wrong Property⎟Ep. 2412
One bad property decision… could cost you $750,000.
In this episode, Ed and Andrew break down the 7 biggest warning signs that you’re about to buy the wrong property – including a real story of a buyer who overpaid at the peak and got stuck when the market turned.
You’ll learn:
- The 7 red flags that signal a bad investment before you buy
- Why chasing a “bargain” or a booming market can backfire
- The costly mistakes ... like skipping due diligence or misunderstanding what you’re buying
The key takeaway? Most bad property deals don’t look bad at first. They feel excited, logical, even “safe.” But if you ignore the fundamentals, one wrong purchase can set you back years.
And here is the 23 Step Checklist to use before you commit to any property – whether you’re an investor buying a new build, purchasing an existing rental, or even buying your first home. If a property can’t pass these checks, walk away.
Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.
7 Signs You’re About to Buy the Wrong Property⎟Ep. 2412

He’s 63, Has $265K… and No Home – Is It Too Late⎟Ep. 2416

About this episode

The Risk Most Landlords Don’t Think About⎟Ep. 2415

Townhouses Are Everywhere… But Are They the Problem⎟Ep. 2414

Nobody Warns You About This Bank Change⎟Ep. 2413

7 Signs You’re About to Buy the Wrong Property⎟Ep. 2412