Interest Rate Predictions For 2026 (WARNING)
Interest rates could make or break your finances in 2026 — and most Kiwis have no idea what’s coming.
In this video, Ed breaks down where interest rates are heading, why they could start rising earlier than you think, and the one 2026 shift most borrowers haven’t even considered.
You’ll learn:
● Why rates are falling now… but won’t stay low
● When the next OCR hikes are likely to hit
● How markets push rates up before the Reserve Bank does
● What a rise from 4.3% → 5.0% really means for your weekly budget
● How to stress-test your mortgage so you don’t get caught out If you’ve got a mortgage or plan to invest in 2026, this is essential watching.
The information and opinions on this channel are for your general information. It’s not financial advice. So the hosts aren’t telling you what to do with your own money.
We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong.
Make sure you do your own research or talk to a financial adviser before making any financial decisions. See our Disclosure information here.
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