Levels of property investment in NZ explained (First home to portfolio)
The hardest property to buy is always the first one.
But once you've bought it, the challenges don't stop — they just change.
In this episode of the Property Academy podcast, Ed and Andrew break down the 7 levels of property investment and what's holding you back at each stage:
● Level 1: You don't know what you don't know
● Level 2: Fear of getting it wrong
● Level 3: Equity is tied up, the bank says no
● Level 4: "I thought cashflow would improve, but it hasn't"
● Level 5: Getting too complicated to manage yourself
● Level 6: Not sure when you can actually stop working
● Level 7: Tax efficiency and legacy planning
For each level, they explain how to break through and what you need to focus on next.
You don't need to reach Level 7. You might only need Level 4 or 5 to hit your version of financial freedom. This episode helps you figure out where you are and what comes next.
The information and opinions on this channel are for your general information. It’s not financial advice. So the hosts aren’t telling you what to do with your own money.
We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong.
Make sure you do your own research or talk to a financial adviser before making any financial decisions. See our Disclosure information here.
Related videos in this series
How to 5x your returns in property investing⎥Ep. 2020
How to 5x your returns in property investing⎥Ep. 2020Am I middle class?⎥Ep. 2013
Am I middle class?⎥Ep. 2013