Property Now
Property vs Stocks vs Pay Off Mortgage
What’s the smartest use of your next $100?
Should you:
● Pay down your mortgage
● Invest in shares
● Or put that money into property? The problem is that most advice online comes from the US or UK — and the rules are different in New Zealand.
In this video, Ed breaks down paying off debt vs stocks vs property, using NZ interest rates, tax rules, and real investor behaviour.
In the next 15 minutes, you’ll learn:
● How each investment actually works (they’re not comparable in the way people think)
● The real after-tax returns of debt, shares, and property
● Why leverage makes property so powerful — and dangerous
● The hidden risks most investors ignore
● Which option makes sense at different stages of life This isn’t about hype or “one perfect answer”.
It’s about understanding what each option is good at — and when it’s the wrong move.
Ok, now for the legal bit:
The information and opinions on this channel are for your general information. It’s not financial advice. So the hosts aren’t telling you what to do with your own money.
We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong.
Make sure you do your own research or talk to a financial adviser before making any financial decisions. See our Disclosure information here.
Related videos in this series
How to 5x your returns in property investing⎥Ep. 2020
How to 5x your returns in property investing⎥Ep. 2020Am I middle class?⎥Ep. 2013
Am I middle class?⎥Ep. 2013