EP: 2318•15 Jan 2026

Should You Trust AI With Your Money⎥Ep. 2318

About this episode

Many Kiwis now use AI tools like ChatGPT to check their numbers before investing, but what happens when the numbers are wrong?

In this episode, Ed and Andrew break down a real case where an investor used AI to model their property returns … and ended up with completely different results from Opes+.

You’ll learn:

-What went wrong when this investor used AI to decide what to do with their money

-Where AI really gets its information from

-The No.1 mistake investors make when comparing investment options

This episode reveals why AI can be helpful ... but only if you know what it's actually doing behind the scenes.

Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.

Ok, now for the legal bit:

The Property Academy Podcast is for your general information. It’s not financial advice.

So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong.

Make sure you do your own research or talk to a financial adviser before making any investment decisions.

Related podcasts in this series

EP: 2317
14 Jan 2026
Why 2026 Will Change Everything (Property Forecast)⎥Ep. 2317
What will really happen to NZ property in 2026?
In this special predictions episode, Ed and Andrew look ahead to the next 12 months and map out what might happen across house prices, interest rates, investors, banks, developers, tenants, and the economy.
You’ll learn:
-The top 12 property predictions for 2026
-What could happen each month
-How confident are Ed and Andrew that these predictions will actually come true
This is a must-listen if you're looking for a realistic, month-by-month roadmap for 2026.
Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.
Why 2026 Will Change Everything (Property Forecast)⎥Ep. 2317
EP: 2316
13 Jan 2026
Want to Add Value Fast These Reno Jobs Don’t Need Council Permission⎥Ep. 2316
You don’t always need a building consent to increase your property’s value, but most Kiwis have no idea what they can legally do.
In this episode, Ed and Andrew unpack the real rules around consent-free renovations and the document every DIY investor must read before lifting a hammer.
You’ll learn:
-Renovations you can do without consent
-The document tells you exactly what’s allowed
-The 3 steps to avoid costly council fines
This episode gives you a clear roadmap for adding value safely – so you can renovate with confidence and stay on the right side of the council.
Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.
Want to Add Value Fast These Reno Jobs Don’t Need Council Permission⎥Ep. 2316
EP: 2315
12 Jan 2026
The $13,000 Property Management Nightmare You Need to Avoid⎥Ep. 2315
What happens when your property manager goes broke, disappears with the bond, and leaves you to clean up the mess?In this episode, Ed and Andrew unpack a real-life horror story from a first-time investor … and explain what rights landlords actually have when things go wrong.
You’ll learn:
-Why some parts of property management feel like the “Wild West”
-How one investor ended up with $13,000 in damage and unpaid rent after two PMs failed them
-What you can realistically do if your property manager goes bust
This episode demonstrates why selecting the right property manager truly matters and how to safeguard yourself in an industry where not everyone adheres to the rules.
Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.
The $13,000 Property Management Nightmare You Need to Avoid⎥Ep. 2315
EP: 2314
11 Jan 2026
The 6 Best NZ Property Markets for 2026 (The Data Might Surprise You)⎥Ep. 2314
The “best places to buy” lists are everywhere ... but which areas actually have the numbers to back it up in 2026?
In this episode, Ed and Andrew reveal the 6 best places to invest in New Zealand this year, using a nationwide scoring system to rank every city from -6 to +6 for investment potential.
You’ll learn:
-The 6 best areas to invest in 2026
-Our score for every city in New Zealand for investment potential
-Why this city tops the list
This episode gives you a clear, data-driven roadmap for where to focus your investing in 2026 – based on facts, not hype.
Want exclusive insights into the NZ property market? Join Andrew Nicol's private property community with the other 30,000 people. Delivered to your inbox every Thursday.
The 6 Best NZ Property Markets for 2026 (The Data Might Surprise You)⎥Ep. 2314

Should You Trust AI With Your Money⎥Ep. 2318

About this episode

Why 2026 Will Change Everything (Property Forecast)⎥Ep. 2317

Want to Add Value Fast These Reno Jobs Don’t Need Council Permission⎥Ep. 2316

The $13,000 Property Management Nightmare You Need to Avoid⎥Ep. 2315

The 6 Best NZ Property Markets for 2026 (The Data Might Surprise You)⎥Ep. 2314