EP: 2367•5 Mar 2026

The 4 Ways to Make Retirement Cheaper (or More Expensive)⎟Ep. 2367

About this episode

Will you need to work until 72… or can you make retirement cheaper than you think?

In this episode, Ed and Andrew unpack the retirement debate – from calls to raise the NZ Super age to surprising data showing many retirees might not need as much as they believe.

You’ll learn:

-The 4 ways to make your retirement significantly cheaper (or more expensive)

-The data showing retirement spending often falls over time

-How property investors use these levers to retire years earlier

Once you understand these four levers, you might realise you don’t need as much as you thought – or you could retire sooner than planned.

Want to find out how much you'll need to save each week until retirement? Use our retirement calculator to find out.

Ok, now for the legal bit:

The Property Academy Podcast is for your general information. It’s not financial advice.

So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong.

Make sure you do your own research or talk to a financial adviser before making any investment decisions.

Related podcasts in this series

EP: 2366
4 Mar 2026
We Bought a Property Together, and Now We Hate Each Other⎟Ep. 2366
We bought a property together… and now we hate each other. It sounds dramatic, but it happens more often than you think.
In this episode, Ed and Andrew unpack three real New Zealand cases where co-ownership went badly wrong — and the one document that could have prevented every single one.
You’ll learn:
-3 true stories of property partnerships that ended up in court
-Why doesn’t the bank care who “stopped paying”
-The simple agreement that could save you years of stress
If you’re thinking about buying with a friend, sibling, partner, or even your in-laws – this episode is a must-listen before you sign anything.Because love is blind, but money isn’t.
Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.
We Bought a Property Together, and Now We Hate Each Other⎟Ep. 2366
EP: 2365
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Auckland’s 2 Million Home Plan Just Shrunk – Here’s Why⎟Ep. 2365
The government just made a massive housing U-turn. Auckland’s theoretical housing capacity has been slashed by 400,000 homes, from 2 million down to 1.6 million.
In this episode, Ed and Andrew break down what’s actually going on behind the headline ... and what it really means for property investors.
You’ll learn:
-What the government’s housing U-turn actually changes
-Whether Auckland was ever going to build 2 million homes
-The real opportunities (and risks) hiding in the new zoning rules
While the headlines shout “U-turn”… the real story is far more nuanced.
Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.
Auckland’s 2 Million Home Plan Just Shrunk – Here’s Why⎟Ep. 2365
EP: 2364
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They’re Saying It’s Over for Property Investors… Is It⎟Ep. 2364
“16 reasons why it’s all over for mum-and-dad property investors.”That was the headline. But is property investment actually dead?
In this episode, Ed and Andrew unpack Tony Alexander’s article, separate the headline from the reality, and dive into what the data really says about investors in 2026.
You’ll learn:
-The 16 headwinds facing everyday property investors
-Whether Tony Alexander actually thinks property is “over”
-Who’s really buying property right now
The big shift? Property investing isn’t disappearing ... it’s becoming more professional. And for investors willing to treat it like a serious business instead of a hobby, the opportunity is still there.
Check out Tony Alexander's 'Tony's View' newsletter that we mentioned in this episode.
Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.
They’re Saying It’s Over for Property Investors… Is It⎟Ep. 2364
EP: 2363
1 Mar 2026
The Rules Non-Residents Must Follow to Buy in NZ (2026 Update)⎟Ep. 2363
Living overseas but want to invest in New Zealand property?
In this episode, Ed and Andrew break down exactly how it works in 2026 – who can legally buy, how to structure it properly, and the biggest mistake overseas investors make.
You’ll learn:
-Who can (and can’t) buy NZ property from overseas
-The step-by-step process to invest from abroad
-The #1 hurdle most overseas investors run into
Investing from overseas is absolutely possible. But it’s more complex than buying locally, and it pays to get the structure right from day one.
Here are the links to our articles
-Top 5 property lawyers in New Zealand
-Top 10 mortgage brokers in New Zealand
and to the Area Analyser
And click this link if you want to book a free Wealth Plan meeting
Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.
The Rules Non-Residents Must Follow to Buy in NZ (2026 Update)⎟Ep. 2363

The 4 Ways to Make Retirement Cheaper (or More Expensive)⎟Ep. 2367

About this episode

We Bought a Property Together, and Now We Hate Each Other⎟Ep. 2366

Auckland’s 2 Million Home Plan Just Shrunk – Here’s Why⎟Ep. 2365

They’re Saying It’s Over for Property Investors… Is It⎟Ep. 2364

The Rules Non-Residents Must Follow to Buy in NZ (2026 Update)⎟Ep. 2363