EP: 2469•15 Jun 2026

The Bank Said No ... They Got The Deal Done⎟Ep. 2469

About this episode

Most investors think they need a 30% deposit to buy an investment property. But that's not always true.

In this episode, Ed and Andrew sit down with mortgage adviser Robert Cross to unpack the lending options available to investors with smaller deposits – including how some buyers are getting into investment properties with as little as 10% down.

You'll learn:

How to buy an investment property with a 10% deposit
The non-bank lenders saying YES when the big banks say no
The most common reason a bank says NO … and how to get the money anyway

The surprising part? A "no" from one lender doesn't always mean you're out of options. Sometimes it just means you're talking to the wrong bank.

And if you want to talk to Robert, or any of the other advisers just reach out to Opes Mortgages for a free meeting.

Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.

Ok, now for the legal bit:

The Property Academy Podcast is for your general information. It’s not financial advice.

So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong.

Make sure you do your own research or talk to a financial adviser before making any investment decisions.

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The Bank Said No ... They Got The Deal Done⎟Ep. 2469

About this episode

Should We Cut and Run A Retirement Property Dilemma⎟Ep. 2470

5 Reasons Not To Invest In NZ Property In 2026⎟Ep. 2468

They Bought The House Next Door ... Then The Next One⎟Ep. 2467

The Renovation Mistakes That Cost Investors Thousands⎟Ep. 2466