EP: 2490•6 Jul 2026

The Deposit Gift Mistake That Ends Up In Court⎟Ep. 2490

About this episode

Mum and Dad want to help with your deposit. Simple... right?

In this episode, Ed and Andrew explain how gifted deposits actually work, why the paperwork matters more than most families realise, and the costly mistakes that have landed real Kiwi families in court.

You'll learn:

The difference between gifting and lending a deposit
What banks need to see before they'll approve a gifted deposit
4 real Kiwi cases where a gifted deposit ended up in court

Helping someone buy a home is generous. Getting the structure wrong can be expensive.

And if you want to talk to one of our mortgage advisers, just reach out to ⁠Opes Mortgages⁠ for a free meeting.

Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.

Ok, now for the legal bit:

The Property Academy Podcast is for your general information. It’s not financial advice.

So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong.

Make sure you do your own research or talk to a financial adviser before making any investment decisions.

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The Townhouse Renovation That Made Us Rethink Everything⎟Ep. 2487

The Deposit Gift Mistake That Ends Up In Court⎟Ep. 2490

About this episode

When Will Wellington House Prices Recover⎟Ep. 2491

Auckland’s Lost Decade When Do Prices Come Back⎟Ep. 2489

She Spent Almost Six Figures Just To Sell Her House⎟Ep. 2488

The Townhouse Renovation That Made Us Rethink Everything⎟Ep. 2487