EP: 2350•16 Feb 2026

The Era of Falling Mortgage Rates Is Over – What Happens Next⎟Ep. 2350

About this episode

Interest rates are rising again ... but not in the way most Kiwis think.

In this episode, Ed and Andrew break down which mortgage rates are actually going up, how high they could go next, and the big question: how long should you fix for in 2026?

You’ll learn:

-Which rates are rising (and which aren’t)

-How high the OCR could go

-How to choose between 1, 2 or 3-year fixes

If you’ve been waiting for rates to “come back down,” this episode helps you understand what’s actually happening and how to respond strategically rather than emotionally.

Want to stay ahead of the financial game with our exclusive Interest Rate Insight Report, tailored just for you. Each month you’ll receive the latest interest rates and predictions straight to your inbox.

Ok, now for the legal bit:

The Property Academy Podcast is for your general information. It’s not financial advice.

So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong.

Make sure you do your own research or talk to a financial adviser before making any investment decisions.

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The Property Negotiation Move That Saves Money Without Backfiring⎟Ep. 2347

The Era of Falling Mortgage Rates Is Over – What Happens Next⎟Ep. 2350

About this episode

The Money Maths Behind Quitting Work Early (Most People Never See It)⎟Ep. 2351

The Maths Behind $10K a Month From Property (Most People Get This Wrong)⎟Ep. 2349

The Property Swap Offer That Forced a $101,000 Decision⎟Ep. 2348

The Property Negotiation Move That Saves Money Without Backfiring⎟Ep. 2347