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Thinking of investing in property? Want to become a property investor? This useable equity calculator will show you how much you can afford to invest.

Laine 3 001

Laine Moger, a seasoned Journalist and Property Educator with six years of experience, holds a Bachelor of Communications (Honours) from Massey University and a Diploma of Journalism from the London School of Journalism. She has been an integral part of the Opes team for two years, crafting content for our website, newsletter, and external columns, as well as contributing to Informed Investor and NZ Property Investor.

<title>Useable Equity Calculator (2024) | How Much Useable… | Opes Partners</title>

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Useable equity calculator

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Useable Equity Calculator (2024) | How Much Useable Equity Do I Have?

What is the Opes Wealth Programme?

1. Plan out your property investment portfolio 
The first step in the programme is to create a plan with your Financial Adviser using our My Wealth Plan software.
This software will help you plan exactly how many properties you need to retire comfortably.
You'll leave this 1-hour session with a written plan for your retirement. 
 
2. Pick new build properties that fit your plan
Once you've created your plan in step #1 – your property partner will go out and find properties that fit your plan. They'll search through projects from up to 97 developers to find the best ones for you.
There is no guesswork. The properties have been extensively researched before you see them.
You'll review the suggested property, go through the analysis, crunch the numbers together, and then decide which ones to hold with the developer. 
 

3. Confirm it's the right new build for you
You'll use the next 10 days to confirm that your suggested property fits within your written strategy.
You'll be introduced to solicitors, mortgage brokers, property managers, valuers, and chattel valuers to ensure the property makes sense for you as an investment.
Your Financial Adviser will be there to answer any questions and support you every step of the way.
<a href="https://www.opespartners.co.nz/book-your-free-session">Start your path to financial freedom with a detailed plan for $0.</a>

The Opes Wealth Programme will be a GOOD fit if ...

<ul><li>You’re open to investing in New Build properties.</li><li>You prefer data-driven decisions over mere opinions.</li><li>You’re keen to have a Financial Adviser guide you through the process.</li><li>You want a passive "done-for-you" service for a hands-off investing experience.</li><li>You want to invest for 10 years or more.</li></ul>

The Opes Wealth Programme ISN'T a good fit if ...

<ul><li>You want a plan, but want to implement it yourself and go on TradeMe to find properties yourself.</li></ul>
<ul><li>You’re not that keen on working with (or listening to) a Financial Adviser.</li><li>You’d prefer to be hands-on and renovate an existing property to get ahead.</li><li>You're seeking quick riches or overnight success.</li></ul>

What is the cost of the Opes Wealth Programme?

It's free. $0.
The Opes Wealth Programme offers its services at no direct cost to you; we receive our payment from the property developer upon the sale of a property. 
However, it’s important to understand that this does not incentivize us to sell just any property. In fact, every investment property we propose must pass a rigorous 23-step checklist, a standard so high that 76% of developers don't make it past this stage.  
While there's no direct cost for the programme, investing does incur expenses: Property prices start at $550,000, with setup costs of $4,000 to $7,000, and a weekly top-up of $350 to $500.
Discover pricing information on our <a href="https://www.opespartners.co.nz/pricing" target="_blank" rel="noreferrer noopener">Opes Wealth Programme Pricing Page.</a>

Ready to plan and live a comfortable retirement?

Check out the <a href="https://www.opespartners.co.nz/wealth-programme">Opes Wealth Programme here</a><a href="https://www.opespartners.co.nz/wealth-programme" target="_blank" rel="noreferrer noopener">.</a>

Not ready to invest just yet?

Access our collection of complimentary resources to inform and guide your property investment journey 
Popular calculators
<ul><li><a href="https://www.opespartners.co.nz/mortgage/calculator" target="_blank" rel="noreferrer noopener">Mortgage repayment calculator</a></li><li><a href="https://www.opespartners.co.nz/calculators/rental-yield" target="_blank" rel="noreferrer noopener">Rental yield calculator</a></li><li><a href="https://www.opespartners.co.nz/calculators/equity-calculator" target="_blank" rel="noreferrer noopener">Equity/ Leverage calculator</a></li></ul>
Popular spreadsheets &amp; ebooks
<ul><li><a href="https://www.opespartners.co.nz/spreadsheets-ebooks/roi-spreadsheet-2" target="_blank" rel="noreferrer noopener">Return-on-investment spreadsheet</a></li><li><a href="https://www.opespartners.co.nz/spreadsheets-ebooks/new-build-ebook-2" target="_blank" rel="noreferrer noopener">Your step-by-step guide to new build investment properties</a></li></ul>
Popular series
<ul><li><a href="https://www.opespartners.co.nz/shows/the-property-academy-podcast" target="_blank" rel="noreferrer noopener">The Property Academy Podcast</a></li><li><a href="https://www.opespartners.co.nz/shows/property-now" target="_blank" rel="noreferrer noopener">Property Now - YouTube </a></li><li><a href="https://www.opespartners.co.nz/shows/property-academy-video-course" target="_blank" rel="noreferrer noopener">Property Academy Video Course</a></li></ul>

Useable equity calculator

What is the Opes Wealth Programme?

The Opes Wealth Programme will be a GOOD fit if ...

The Opes Wealth Programme ISN'T a good fit if ...

What is the cost of the Opes Wealth Programme?

Ready to plan and live a comfortable retirement?

Not ready to invest just yet?

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