
EP: 2209
Why 1.9 Million Kiwis Are Still Locked Out of Home Ownership⎥Ep. 2209
1.9 million Kiwis don’t own the home they live in – but the reasons why go far beyond “greedy landlords” or “high house prices.”
In this episode, Ed and Andrew discuss the data, myths, and structural changes that have reshaped the housing market.
You’ll learn:
-Why house prices have risen 4.7x since 2000, while incomes only grew 2.7x
-How tougher bank deposit rules have made it harder for first-home buyers
-Why lifestyle changes, later marriages, and even retirement villages distort the numbers
This isn’t just about affordability, it’s about how Kiwis live, borrow, and buy in 2025.
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