EP: 2400•7 Apr 2026

The Top Mortgage Brokers in NZ (Who We’d Actually Recommend)⎟Ep. 2400

About this episode

Yesterday, we talked about what happens when you miss a mortgage repayment. Today, let’s talk about how to avoid getting into that situation in the first place – by choosing the right mortgage broker.

In this episode, Ed and Andrew break down the top mortgage brokers in New Zealand, what makes each one different, and why using the right adviser can dramatically improve your chances of getting (and keeping) a good loan.

You’ll learn:

-The 10 mortgage brokers across NZ

-What a mortgage broker actually does

-How much does a mortgage broker really cost

The key takeaway? Get the right advice early, and you’re far less likely to end up in a position where the bank starts calling.

Looking to calculate and compare your mortgage repayment options? Use our mortgage calculator to find out your potential monthly payments.

Ok, now for the legal bit:

The Property Academy Podcast is for your general information. It’s not financial advice.

So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong.

Make sure you do your own research or talk to a financial adviser before making any investment decisions.

Related podcasts in this series

EP: 2399
6 Apr 2026
This Is What the Bank Does After One Missed Payment⎟Ep. 2399
Miss one mortgage payment… what actually happens next?
In this episode, Ed and Andrew walk through the exact step-by-step process banks follow when you stop paying your mortgage – from the first missed payment all the way to a mortgagee sale. You’ll learn:
-The 7-step process banks follow
-How long does it really take before a home is sold
-Why one default could put your entire property portfolio at risk
The key takeaway? Missing one payment isn’t the end of the world – but ignoring it is. The earlier you act, the more options you have. And in tomorrow’s episode, we’ll talk about how choosing the right mortgage broker can help you set things up properly from the start.
Looking to calculate and compare your mortgage repayment options? Use our mortgage calculator to find out your potential monthly payments.
This Is What the Bank Does After One Missed Payment⎟Ep. 2399
EP: 2398
5 Apr 2026
The Truth About Auckland Suburbs (Ranked Best to Worst)⎟Ep. 2398
Which Auckland suburbs are actually worth investing in right now… and which ones should you avoid?
In this episode, Ed and Andrew rank 15 Auckland suburbs from best to worst using real data ... and some of the results might surprise (or annoy) you.
You’ll learn:
-The top-tier suburbs (S & A) investors should be looking at right now
-The common traits of high-performing areas – and why some expensive suburbs rank poorly
-When a “bad” suburb could still be a great investment with the right property
The key takeaway? It’s not about picking the “best” suburb, it’s actually about knowing where to start looking. Great investors don’t chase hype or prestige… they follow the numbers, spot emerging areas, and find the right deal within them.
Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.
The Truth About Auckland Suburbs (Ranked Best to Worst)⎟Ep. 2398
EP: 2397
4 Apr 2026
If He Was One Day Late… He Would’ve Lost the Deal⎟Ep. 2397
At one point, his mortgage repayments were equal to his entire weekly income… and he still made it work.
In this Case Study Sunday, Mitchell shares how he built, sold, and reinvested his way through tough cashflow years.You’ll learn:
-How Mitchell turned a $500k house build into an $850k sale
-What it’s like when your mortgage equals 100% of your income
-Why is he now shifting strategy
The key takeaway? You don’t need a perfect start – but you do need to adapt, learn from mistakes, and build a strategy that actually works for your life.
Inspired by today's case study? Find out if you can afford an investment property with our quick quiz.
If He Was One Day Late… He Would’ve Lost the Deal⎟Ep. 2397
EP: 2396
3 Apr 2026
Lose $5K a Year… Make $100K Here’s How⎟Ep. 2396
Most Kiwis think property should “pay for itself”… but what if it doesn’t?
In this episode, Ed and Andrew break down what negative gearing actually means, why many properties cost you money each week, and whether that still makes them a good investment.
You’ll learn:
-What negative gearing really is – and why most investors misunderstand it
-The 6 key reasons your rent might not cover your costs (even if the deal looks good)
-How you can still make money from a property that loses cash each week
The big idea? Negative gearing isn’t good or bad, it’s just part of the trade-offs in property investing.
Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.
Lose $5K a Year… Make $100K Here’s How⎟Ep. 2396

The Top Mortgage Brokers in NZ (Who We’d Actually Recommend)⎟Ep. 2400

About this episode

This Is What the Bank Does After One Missed Payment⎟Ep. 2399

The Truth About Auckland Suburbs (Ranked Best to Worst)⎟Ep. 2398

If He Was One Day Late… He Would’ve Lost the Deal⎟Ep. 2397

Lose $5K a Year… Make $100K Here’s How⎟Ep. 2396