BONUS Episode: How much do mortgage brokers get paid?
This is a special bonus episode where we talk about what mortgage brokers really get paid.
The Property Academy Podcast
EP: 2150•
Am I Too OLD to Invest in Property⎥Ep. 2150
About this episode
This is one of the most common questions we get from older Kiwis: “Is it too late for me to invest?”
In this episode, we break down what it takes to get a mortgage in your 60s – and how one listener used the no-cash-needed method to try and make it work.
You’ll learn:
-Whether age really is a barrier to investing in property
-How lenders assess mortgage applications when you’re over 60
-How to boost your chances of getting a “yes” from the bank (even with a modest income)
Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.
Related podcasts in this series
- BONUS Episode: How much do mortgage brokers get paid?
EP: 2149
10-Year Interest-Only Loans NZ's Game-Changing Move for Property Investors⎥Ep. 2149
10-Year Interest-Only Loans NZ's Game-Changing Move for Property Investors⎥Ep. 2149In this episode, we reveal the banks now offering 10-year interest-only mortgages – and why this could be a game-changer for property investors.
While most banks cap interest-only terms at 5 years, some are now doubling that time frame. But that doesn’t mean it’s easier to get. In fact, the lending criteria are often stricter.
We dig into the differences between ANZ and TSB’s approaches, including how much extra income you need to qualify – and how the banks test you differently.
You’ll learn:
-Which banks offer 10-year interest-only terms (and how they work)
-Why interest-only loans are slightly harder to get (despite lower repayments)
-Who this strategy is right for … and when it could hurt you
Want to get an interest-only mortgage? Run the numbers with this interest only mortgage calculator.
Looking to calculate and compare your mortgage repayment options? Use our mortgage calculator to find out your potential monthly payments.
EP: 2148
Divorce Horror Stories How to Protect Your Wealth⎥Ep. 2148
Divorce Horror Stories How to Protect Your Wealth⎥Ep. 2148Divorce isn’t just emotionally devastating – it can kill your finances. In this episode, we reveal five real-life divorce horror stories and the costly mistakes investors made when their relationships broke down.
Whether it’s family trusts backfiring, prenups falling over, or messy asset disputes, you’ll hear exactly what went wrong – and what you need to do to protect yourself.
You’ll learn:
-5 true stories of Kiwi couples whose breakups destroyed their wealth
-Why even a valid prenup isn’t always enough
-3 lessons to help safeguard your assets before things go bad
Plus, we discuss why so few New Zealanders have relationship property agreements – even when they’re most at risk.
Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.
EP: 2147
Should I Get a Pre-Nup (Relationship Property Agreements Explained NZ)⎥Ep. 2147
Should I Get a Pre-Nup (Relationship Property Agreements Explained NZ)⎥Ep. 2147Most Kiwis think a trust will protect their assets in a break-up.But that’s not always true. In fact, without a relationship property agreement (a prenup), even your trust could be challenged in court.
In this episode, we break down the real risks of not having a prenup – including how one Kiwi lost his house, despite putting it in a trust – and explain how to put a contracting out agreement in place.
You’ll learn:
-How NZ’s relationship property law really works – and when the 50/50 split kicks in
-Why a trust doesn’t always protect your property after a breakup
-How much prenups cost, and the life events that should trigger a review
Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.