EP: 1814•29 Aug 2024

Interest rate fight Which bank is the king of cuts ⎥ Ep. 1814

About this episode

In this episode, we discuss which bank is the king when it comes to interest rate cuts.

This is part of our launch of the Opes OneRoof Cut Counter.

This shows you which banks are cutting their interest rates most, and how far rates are have dropped.

Want to stay ahead of the financial game with our exclusive Interest Rate Insight Report, tailored just for you. Each month you’ll receive the latest interest rates and predictions straight to your inbox.

Ok, now for the legal bit:

The Property Academy Podcast is for your general information. It’s not financial advice.

So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong.

Make sure you do your own research or talk to a financial adviser before making any investment decisions.

Related podcasts in this series

4 Aug 2026
The Rental Market Just Flipped – Tenant Demand Up 16%
For two years, finding a tenant has been brutal... some property managers have called it the hardest market they've ever seen. But the numbers are quietly shifting, and most investors haven't noticed yet.
In this episode, Ed and Andrew dig into the data showing the rental market is finally turning in landlords' favour.
You'll learn:
- The rental market just flipped. Here's what changed.
- What landlords haven't realised yet … but soon will.
- How long does it really take to find a good tenant?
The tide is turning for landlords. The investors who spot it first are the ones who benefit.
Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.
The Rental Market Just Flipped – Tenant Demand Up 16%
3 Aug 2026
Do Commercial Properties Go Up In Value 20 Years Of Data Revealed
We always say commercial property is about income, not growth. But does it actually go up in value as a house does?
In this episode, Ed and Andrew dig into what really drives commercial property values and how the growth stacks up against residential.
You'll learn:
- Whether commercial property grows in value, and by how much over 20 years
- Why is a commercial building priced completely differently from a house
- The two levers that push a commercial property's value up
The answer splits sharply by sector and city ... and some of the "safe" ones actually went backwards.
Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.
Do Commercial Properties Go Up In Value 20 Years Of Data Revealed
2 Aug 2026
When Will House Prices Go Up Again (Latest Bank Forecasts)
Let's not sugar-coat it: New Zealand is in the longest housing downturn on record. So how much longer does it last, and when do prices actually turn?
In this episode, Ed and Andrew line up the forecasts from every major bank, the Reserve Bank and Treasury, and crunch what they really mean for your house price.
You'll learn:
- Just how bad this downturn is compared to the ones you actually remember
- What the banks, the Reserve Bank and Treasury predict, year by year
- Why house sales have recovered, but prices haven't
Nobody knows the exact number. But every serious forecaster's line is pointing the same way ... and it's not the way the last four years went.
Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.
When Will House Prices Go Up Again (Latest Bank Forecasts)
1 Aug 2026
He Bought 4 Rentals By 41 – But This Is Why He's Slowing Down
For his first decade investing, Dean threw everything at paying down debt. Now, at 41 with three kids, he's deliberately easing off. So what changed ... and how do you know when to stop grinding and start enjoying it?
In this Case Study Sunday, returning guest Dean shares how his mindset has shifted from chasing debt freedom to building net worth and living in the here and now.
You'll learn:
- How he built four rentals by 41
- How does he balance investing for the future vs living life now
- And his strategy to pay down debt
As a mate told him, if you always chase the light at the end of the tunnel, you just add another tunnel. Sometimes the real win is enjoying the now.
Want to share your story on Case Study Sunday? Send us a message, email ed@opespartners.co.nz
Inspired by today's case study? Find out if you can afford an investment property with our quick quiz.
He Bought 4 Rentals By 41 – But This Is Why He's Slowing Down

Interest rate fight Which bank is the king of cuts ⎥ Ep. 1814

About this episode

The Rental Market Just Flipped – Tenant Demand Up 16%

Do Commercial Properties Go Up In Value 20 Years Of Data Revealed

When Will House Prices Go Up Again (Latest Bank Forecasts)

He Bought 4 Rentals By 41 – But This Is Why He's Slowing Down