EP: 1153•7 Nov 2022

Property vs Term Deposits vs Funds For Passive Income (Golden Goose Strategy) | Ep. 1153

About this episode

In this episode, we discuss why property investors would use high-yielding investment properties to build a passive income instead of term deposits or a conservative fund.

This includes a look at the tax implications and a look at how investors are able to inflation-proof both their assets and their incomes via the different investment alternatives.

Want to become a successful property investor? The 'Ultimate NZ Property Investor Bundle' has everything you need, featuring spreadsheets, ebooks, an audiobook, and exclusive software.

Related podcasts in this series

EP: 2045
17 Apr 2025
Home and Income properties: smart investment or financial trap?⎥Ep. 2045
In this episode, we discuss whether home-and-income properties are a smart way to boost your cashflow — or a financial trap in disguise.
You’ll learn:
How much capital growth these properties really achieve (based on fresh, never-before-seen data)
What kind of income you can expect from them
And how to tell if this strategy is right for your investment goals
Curious how this strategy affects your borrowing power?
Here's our list of the top mortgage brokers in NZ, who can help you structure your lending and make smarter investment decisions.
Want to quickly calculate your investment property's cashflow? Use our cashflow calculator to find out.
Home and Income properties: smart investment or financial trap?⎥Ep. 2045
16 Apr 2025
The hidden advantage of investing in a flat market⎥Ep. 2044
In this episode, we discuss why investing during a flat property market might be one of the smartest moves you can make — even if it doesn’t feel that way.
You’ll learn:
Why flat markets often offer hidden opportunities for savvy investors
The pros and cons of this approach (and what traps to avoid)
What to focus on to stay the course and grow your portfolio through the cycle
If you want to know where the market’s really at, check out our insights on current house price trends in NZ and how investors are navigating them.
And we also mention podcast episode 1544: How to Make an Extra $1 million in Property – Does Our Over/Under Model Actually Work? which is worth a listen!
Want to become a successful property investor? Opes+ is your one place to run numbers on all your investment properties.” Check out the new app here.
The hidden advantage of investing in a flat market⎥Ep. 2044
14 Apr 2025
Foreign buyers The housing market's last hope ⎥Ep. 2043
In this episode, we discuss whether foreign buyers could soon be let back into the New Zealand housing market — and what that might mean for house prices.
You’ll learn:
Why this policy could be back on the table sooner than you think
Whether it could send property prices soaring (again)
And what impact it might have on the value of your home
As the market continues to shift, it’s more important than ever to stay informed.
Check out the latest insights on house prices in New Zealand and what’s driving them.
Want exclusive insights into the NZ property market? Join Andrew Nicol's private property community with the other 30,000 people. Delivered to your inbox every Thursday.
Foreign buyers The housing market's last hope ⎥Ep. 2043
13 Apr 2025
How to stop bleeding cashflow on your properties [Case Study]⎥Ep. 2042
In this episode, we discuss how to stop the cashflow bleeding on your investment properties — and what to do if you think you’ve made a mistake.
You’ll hear:
The #1 thing to do if your investment is underperforming•How to tell if it’s time to pivot your strategy or hold the course
A real-life case study of an investor who is trying to turn things around.
If you’re feeling the financial pinch, this episode is your guide to making smarter, more profitable decisions.
You'll also hear when it's time to talk to a financial adviser in NZ.
Want to quickly calculate your investment property's cashflow? Use our cashflow calculator to find out.
How to stop bleeding cashflow on your properties [Case Study]⎥Ep. 2042

Property vs Term Deposits vs Funds For Passive Income (Golden Goose Strategy) | Ep. 1153

About this episode

Home and Income properties: smart investment or financial trap?⎥Ep. 2045

The hidden advantage of investing in a flat market⎥Ep. 2044

Foreign buyers The housing market's last hope ⎥Ep. 2043

How to stop bleeding cashflow on your properties [Case Study]⎥Ep. 2042