EP: 2352•18 Feb 2026

The Reserve Bank’s Latest Decision What Happens to Rates Now⎟Ep. 2352

About this episode

The OCR has stayed at 2.25%. No surprise there.

But in this episode, Ed and Andrew explain why what the Reserve Bank said matters more than what it did – and what that means for your mortgage, your strategy, and house prices.

You’ll learn:

-What the latest OCR decision really signals about the direction of interest rates

-Why inflation is still sitting above 3%

-What to expect for mortgage rates over the next 6, 12, and 24 months

If you’ve got a mortgage or you’re planning to get one, this episode gives you a clear roadmap for what’s likely ahead and how to position yourself accordingly.

Considering an interest-only mortgage for your investment property? Find out how it impacts your payments with our interest-only mortgage calculator.

Ok, now for the legal bit:

The Property Academy Podcast is for your general information. It’s not financial advice.

So the hosts aren’t telling you what to do with your own money. We’ve made every effort to make sure the information is accurate. But we occasionally get the odd fact wrong.

Make sure you do your own research or talk to a financial adviser before making any investment decisions.

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The Maths Behind $10K a Month From Property (Most People Get This Wrong)⎟Ep. 2349

The Reserve Bank’s Latest Decision What Happens to Rates Now⎟Ep. 2352

About this episode

What Banks Look At Before They Say Yes (It’s Not What You Think)⎟Ep. 2353

The Money Maths Behind Quitting Work Early (Most People Never See It)⎟Ep. 2351

The Era of Falling Mortgage Rates Is Over – What Happens Next⎟Ep. 2350

The Maths Behind $10K a Month From Property (Most People Get This Wrong)⎟Ep. 2349