Bright line test calculator
Use this calculator to find out if you need to pay tax under the Bright Line test and get an estimate of the amount you may owe
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Free calculators, tips and guidance
All the calculators you'll ever need for your property investment journey.
Mortgage Calculator
Find out what your mortgage repayments will be in 2 mins
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Property investment calculator
A property investment calculator that helps you figure out whether a property is worth investing in.
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Capital growth calculator
Use this capital growth calculator to see what your property may be worth in the future.
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Interest only mortgage calculator & guide to interest only mortgages NZ
Discover how interest-only loans can benefit you with lower payments and increased cash flow. Use our calculator to see if this option is right for you.
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Equity calculator / leverage calculator
Use this equity & leverage calculator to find out how much you can afford for your next investment property.
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LVR calculator – How to calculate LVR
This fast, simple and clear LVR Calculator will show you the LVR of your property in 2024, along with what you can potentially borrow against it.
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Property investment calculators
New Zealand's most comprehensive suite of investment property calculators. Use these property investment calculators to calculate your interest-only mortgage repayments, rental yields, equity, LVR, capital growth, LVR, capital growth and more.
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Debt To Income Calculator
Find out how much you can borrow under the new DTI rules for your next investment property in 2024.
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Rental yield calculator
Our tool uses realistic assumptions to show you how much your property will earn or cost you per week. Discover how to optimize your returns and make the most of your investment.
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Mortgage serviceability calculator
This calculator gives you an understanding of how much you could borrow based on your monthly uncommitted monthly income.
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Mortgage affordability calculator
Wanting to get a mortgage? Use this mortgage affordability calculator to see the size of mortgage that you can afford in NZ. Find out what you can borrow.
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Cashflow calculator
Use this calculator to calculate the cashflow of your investment property.
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Useable equity calculator
Thinking of investing in property? Want to become a property investor? This useable equity calculator will show you how much you can afford to invest.
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Savings calculator - how much can you save?
Thinking about starting a savings plan or a savings habit? Use this savings calculator to figure out how much you can save through your savings plan.
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Return on equity calculator
Considering an investment in property? Use this calculator to figure out what your return on equity will be on that investment. Return on Equity calculator
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Pay down debt vs invest calculator
Use this calculator to find out whether you should pay down your debt or invest.
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Cost of Living Calculator – How much income do I need in retirement?
This cost of living calculator figures out the cost of your current lifestyle so you know how much you'll need in retirement.
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How much do I need to earn to invest in property?
This calculator will tell you how much you need to earn to invest in property
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Retirement calculator
A retirement calculator to help you estimate whether your current savings plan will be sufficient enough to fund your retirement lifestyle you want.
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