Hi, I’m Kathy, a financial adviser (Property) at Opes. I am a qualified financial adviser specialising in property investment and have helped 100's of investors work towards their financial freedom.
I am the typical “mum-and-dad” investor who realised almost too late that pouring all our funds into our owner occupier was not going to provide us with the comfortable retirement we were seeking.
Luckily we had a meeting with Andrew Nicol who showed us how we could use leverage. We now have a diverse investment portfolio of townhouses and standalones in various parts of the country which will allow us to have the retirement we are looking forward to and not dreading.
Life doesn’t always work on the way you think, and our parents are testament to that where due to their shortfalls in planning and life throwing curveballs, they are in a situation where their children are now supporting them. I want to break the cycle. The most important gift that every person can give to their children is to create financial independence at retirement. Everything above that is what you should absolutely enjoy in your golden years.
Despite purchasing our first owner occupier at the age of 22, we had not leveraged the equity or knew how to go about it until we found Opes. I am proud that my son has just purchased his first owner occupier at the age of 22. He is already working out how he can leverage to buy his first investment property.
I have a Bachelor of Commerce degree (sooooo long ago!), qualified in South Africa as a Certified Financial Planner and now have my New Zealand certificate in Financial Services (Investments). So great I have the qualifications, but the real question is – how can I help you? If you are looking for a pathway to financial independence, are wanting to act but need those lights on the runway to guide you and want to speak to someone who has been through it or heard it before, I can help you
So my pearly words of wisdom that I go by are:
Break the cycle
Be the change
Take action
These are the things I ponder when enjoying the outdoors, ticking off New Zealand Greatest Walks, walking along the great Tongariro River, and surfing a wave at Whangamata.
Here's what a client recently said about Kathy: "Thanks for all your help and guidance Kathy. It's been a pleasure working with you. Very much appreciate the hand holding".