Property Investment
How much should I spend on an investment property?
In this article you’ll we’ve compiled a list of what real investors are paying for properties in today’s market – and the key opportunities we see.
Co-host of the She Owns This podcast.
Hi, I’m Nefe. I am a Registered Financial Adviser at Opes Partners and a Property Investor with 7 years’ experience in the financial services industry. Before joining Opes, I worked for one of NZ largest investment firms as a senior adviser specialising in KiwiSaver, Managed Funds. I looked after 2,000 different clients nest eggs with a combined value of over $13 million. To date, I have had the privilege of helping my clients invest in $26 million worth of property to secure their retirement. Before that, I was a loan writer in residential property lending.
My approach is simple: Where are you now? Where do you want to be? How do we get you there? I combine data-driven advice with mindset coaching so that you are not only making an informed investment decision, but a confident one.
Becoming financially free can feel overwhelming, and for many people, it seems impossible. It can feel like early retirement (or retirement at all) is a luxury reserved for those born into the right family or who had a winning business idea. So often, the can gets kicked down the road.
Growing up, I watched my parents struggle to make ends meet. I remember the moment I thought to myself, I do not want to turn out like this. My parents were not stupid; they were clever, hardworking people, but they did not have the financial literacy or money mindset to take control of their situation and change their outcome.
On top of owning 3 properties by age 30, I have seen firsthand how investing can change the trajectory of someone’s life. Purchasing a property is one of the biggest decisions you will make in your life, so it’s important you get it right. Whether this is your first investment property or your tenth, I am here to help every step of the way.
Only 44% of Kiwis feel prepared for retirement ( I wonder how many people actually are). It’s simply not enough to rely solely on NZ Super and KiwiSaver. That is where Opes comes in. We are here to change that. Financial literacy and access to quality advice should be available to everyone so that all Kiwis can retire comfortably. You work your entire life - you deserve it.
Super friendly and thoroughly detailed
Nefe is super friendly and thoroughly detailed, and prior to Nefe, Liam was listened attentively to our feedback, we are finding the whole process super easy because of how considered the team have been with their advice.Fat D.7/7/2026
The care was first class
We couldn't recommend Nefe Marson (Financial Advisor) more. She was so helpful, helping us make the move into property investment. Always just a phone call or message away. The reassurance she gives you and the care was first class. Her friendly nature makes you feel relaxed and the whole process seamless. We can't wait to continue working with you (Nefe) soon and in the future. Rebecca & RandallBecky V.7/6/2026
Made it feel seamless
Amazing service from Nefe, Olivia and the whole Opes team! They supported me through the whole process of purchasing a property, and made it feel seamless. Highly recommend! :-)Louise M.7/8/2025
Couldn’t have asked for a better team
I was lucky enough to have Nefe Teare and Olivia Hendry as my financial advisors and couldn’t have asked for a better team to guide me through the process. They were always available to answer my many questions and there was no pressure to purchase a property although I did in relatively quick time due to feeling so comfortable with the process.Juzzy17/8/2025
Great team
Great team, working with Nefe is effortless, as she communicates clearly and is easy to contact.Kane8/10/2025
Informative and Supportive First Consultation
Had our first consultation with Nefe. She was very informative and helped us better understand all the quieres we had about investment properties. It's early days for us but so far our experience has been excellent.Thomas W.10/11/2025
An absolute pleasure to work with
Nefe Teare was an absolute pleasure to work with as our Financial Advisor. She expertly tailored her recommendations to our lifestyle and explained everything so clearly that both my financially literate partner and I (who is less so) could fully understand and make confident decisions. We are so glad to have our wealth plan in place and are thrilled to be starting our new build!Inez S.28/11/2025
Highly recommend
Highly recommend Nefe Teare from Opes. Nefe really helped us as first time property investors understand the process and answer any and all questions/concerns we had. She also helped us secure an awesome deal with our chosen property. Thanks also to Olivia Hendry who we are looking forward to working with on this journey.L Stowers28/11/2025
Made every detail so easy to understand
Cannot recommend Opes enough! Our consultant was Nefe. We went into it unsure and had no idea what to expect. Nefe made every detail so easy to understand. Looking forward to continue dealing with them in the futureWilliam M.17/12/2025